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College Students Need the Right Insurance Too!

College kids may think they are invincible, but that doesn’t mean they’re immune to illness, theft or accidents. Don’t’ short change your son or daughter when it comes to considering their insurance needs while away at college. Health insurance Each year, you and your college student must decide what is the right health insurance to […]

Getting Your Kids Ready For College

It seems as if we are just coming to terms with our kids graduating from high school.  And now, within a few short weeks, we’re going to have start helping them get ready to go off to college. As parents, we pride ourselves on getting our kids ready to leave the nest and succeed on […]

Cash Benefit Option Increases Flexibility of Long-term Care Insurance

With the addition of cash benefits, long-term care insurance provides you with the flexibility you will need to accommodate the changing health care practices and system. Cash is a benefit that allows you to get paid when you hit the chronically ill triggers. And, the value of the cash benefit is that it will pay […]

Long-term Care Insurance: Why it matters and what to consider

Are you considering purchasing long-term care insurance?  Keep in mind that neither health insurance nor Medicare cover most long-term-care needs, such as an extended stay in a nursing home facility. Both will pay for some expenses, noncustodial only, for up to 100 days. It’s understandable that most of us that are under 65 don’t think […]

What to consider when buying a bike

Before you even enter a bike store you need to consider why you want to buy a bike, where you’re going to ride and your level of experience. The more you know about what kind of riding experience you want, the easier it will be to work with your local bike store to select a […]

Part 2: Plant a sound foundation for your family’s future with retirement and estate planning

In Part 1 of this two-part series, we provided you with some information to help think about your retirement.  Now, in Part 2 we offer some ideas and suggestions to get you thinking about your estate planning. No matter your net worth, it’s important to have a basic estate plan in place. At the very […]

Plant a sound foundation for your family’s future with retirement and estate planning

Are you preparing for the future? Preparing for the unexpected? What does it take to prepare adequately for your future and to feel financially secure? What are your goals and dreams? It can be overwhelming. From retirement preparation to charitable giving strategies, planning is essential to your long-term financial success. In Part 1 of this […]

Supplemental Health Insurance Helps You Plan for the Unexpected

Supplemental insurance is similar to other insurance, such as life or health insurance, but it is not meant to be you’re your first line of insurance protection. It’s your second line of defense, helping you with the unexpected expenses of an illness or accident. While major medical or life insurance policies can provide the bulk […]

It’s never too early to get your garden ready to spring planting

The days are finally getting longer and even a few degrees warmer, if only in your imagination. If you live in the north or northeast you’re still buried in snow, especially if you live in Boston.  But, if you live in a warmer climate, you’re beginning to enjoy the first bulbs popping out of the […]

February is American Heart Month

Did you know that heart disease is the leading cause of death for men and women in the United States? Every year, 1 in 4 deaths are caused by heart disease. So, what’s the good news? Heart disease can often be prevented when people make healthy choices and manage their health conditions. Also work on […]

Your Marketplace Coverage and Your 2014 Tax Return

Did you know that your health coverage through the Health Insurance Marketplace may affect your taxes? If you or someone in your household was enrolled in a health plan through the Marketplace in 2014, you’ll need some new information to file your federal income taxes. Here are some tips to help you get going Watch […]

Staying Fit in Winter: It’s Worth the Effort!

This time of year the days are short, the nights are long and the weather keeps getting colder. Most of us want to do nothing more than get home at the end of a work day and hibernate. But, just because it gets dark early and it cold outside doesn’t mean it’s ok to skip […]

It’s Time to Organize Your Life Insurance

It’s that time of year again… no, not gift giving, but something more important.  It’s time to review your life insurance and make sure all the information is up to date. Keeping your life insurance information current is the best present you can give your family.  The last thing you want to happen after you […]

Surviving Your Family During the Holiday Season

Thanksgiving has come and gone, and with it the holiday season is in full swing. For many, it’s the time of year when we see relatives we enjoy and those that may bring out the worst in us. So how to cope with this season of quality togetherness.  Here are a few tips to help […]

What’s Medicare supplement (Medigap) insurance?

Medicare supplement (Medigap) insurance can help pay some of the health care costs that your Medicare Part A and B doesn’t cover, like copayments, coinsurance, and deductibles. With a Medigap, you can keep the same doctors, you are still in the Medicare program, and you have all of your Medicare rights and protections. There are […]