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Five smartphone apps to help you live a healthier life

Do you need a bit of help to reach your fitness goals? You might want to take a look at your smartphone as the ideal motivational partner. The newest apps can play a role in helping you achieve your fitness goals through interactive features, instant stats and tips and GPS technology. Try these apps, which […]

It Only Takes Planning: Long Term Care at Home

In the past I’ve talked about long term care insurance policies and the role they can play in planning for your long term care needs and future plans. We know that discussing topics such as long term care and long term care insurance policies is not the most pleasant dinner conversation. But, the time to […]

Thinking about Critical Care Insurance?

Here’s our checklist of what to consider Cheapest isn’t necessarily best Don’t automatically opt for the cheapest policy you can find. Coverage levels vary widely, so you’ll need to make sure that you’re getting value for money. Find out what coverage is included While critical illness policies cover the conditions many of us worry about, […]

Steps to loving exercise… well, maybe not hating it

We all know the benefits of regular physical activity – increased energy, improved health and a slimmer you. So how do you overcome your dislike to exercise? Here are some tips to include exercise in your life – and maybe even learn to like it. 1. Choose exercise that suits you Find an exercise that […]

February is American Heart Month

Are you taking good care of your heart? February is American Heart Month and this year the Center for Disease Control (CDC) and the American Heart Association want get you moving to a healthier heart.  With that in mind the CDC created 28 Days to a Healthier Heart. Every year, about 715,000 Americans have a […]

When the Rainy Day Fund isn’t enough

We have all heard of the idea of a “Rainy Day Fund,” but how much should be saved there? What exactly is it for? A rainy day fund can potentially help you get out of a bad financial situation – big time. As far as the details go… let’s discuss! Most people recommend keeping about […]

10 Benefits of Drinking Water

People are constantly telling you to drink more water throughout the day. The doctor, personal trainer, your mother… We all know that we need to drink more water, but why? Here are some great health benefits of simply drinking more water. 1. Elixir of Life Ads is constantly flooding us with “magical cures” for aging […]

Is Coffee Bad For You?

There seems to be a bit of controversy about whether or not coffee is bad for your body. Articles are coming out left and right on the subject, and none of them are on the same page or side of the controversy. The best thing you can do for yourself is to be informed about […]

Some of the Most Frequently Asked Questions about Health Care Reform

What is the Health Insurance Marketplace? Health Insurance Marketplaces (also known as Exchanges) are set up to create more organized and competitive markets for buying health insurance. They will offer a choice of different health plans, certifying plans that participate and provide information to help you understand your options. Through the Marketplace, individuals and families […]

Don’t Overlook the Tax Advantage of Long Term Care Insurance

Did you know that a qualified long-term care insurance (LTCI) plan is tax deductible? The reason? The federal government and a growing number of states are beginning to offer tax incentives to encourage Americans to take responsibility for their future long-term care needs. If you would like to take advantage of the tax credit available […]

What to consider when looking at Long Term Care Insurance

Making a decision about long term care insurance is also a step in planning for your future.  There is a lot to think about beyond just the policy.  We want to help with the process and thought this checklist would be a good starting point. Evaluate your financial situation Determine how much money you have […]

Long Term Care: Plan Now for the Unexpected

What would happen if you suffered from a catastrophic illness or were in a serious accident?   Like most of us, you think that won’t happen to you. But it can and it does! In most instances, families are not prepared to deal with a long-term illness or major accident.  It’s not something that we want […]

Cancer Insurance or Critical Illness: Which is best for you?

In all likelihood you know someone that has been diagnosed with cancer.  You probably also know someone that had a heart attack or stroke.  And, haven’t you heard about a friend or neighbor that has been diagnosed with a chronic illness? Given the devastating nature of these illnesses, doesn’t it make sense to explore an […]

Healthcare Reform: Are we really ready?

With the Affordable Care Act (ACA) going into effect January 1, 2014, most of us (that’s right, including me) have more questions than answers about how it will affect us and the type of insurance coverage that will be available. Implementing (ACA) is a monumental undertaking. And, although it is going into effect in a […]

Making decisions about insurance: It’s more complicated than ever

Making decisions about the type of insurance that is right for you and your family was never easy! But, now, it’s more complicated than ever.   Not only do you need to deal with the changing health care landscape, but what about long-term care or a critical illness?  Are you prepared? Do you have the right […]